How can I check on my bill? Can I pay online?

Many companies now offer the service of reviewing and paying your bill online.

Please refer to our company section for your company’s website link. You will be required to register. Be sure to have your policy number available.

How do I report a claim?

Some companies offer the service of reporting your claim online. Many also offer a 24 hour claim service phone number. Please refer to our company section for your company’s website link.

Consumer Information Links

Independent Insurance Agents & Brokers of America

New York State Insurance Department

New York State Department of Motor Vehicles

New York State Workers’ Compensation Board

New York State Insurance Fund

National Highway Traffic Safety Administration

Kelley Blue Book (Car Values)

AM-Best Company (Check Company Financial Ratings)

Defensive Driving Courses

Are discounts available?


  • NYS Defensive Driving Courses
  • Passive Restraint (Automatic seat belts/Air bags)
  • Anti-Lock Brakes
  • Anti-Theft Devices
  • Daytime Running Lights
  • Electronic Homing Device
  • Vin Etching
  • Higher Deductibles
    • Driver Education
    • Good Student
    • Multi Policy Discount
    • Car Pooling
    • Loss Free
    • Premium Paid in Full
    • Paperless
    • Owns a Home


  • Smoke Alarms
  • Burglar Alarm
  • Central Station Police and/or Fire Alarm
  • Higher Deductibles
    • Multi Policy Discount
    • New Home
    • New Home Purchased within the last 12 months
    • Fire Extinguisher
    • Dead Bolt Locks on all exterior doors
    • Firefighters Safety Course
    • Flex Tubing
    • High Efficiency Furnace/Hot Water Heater

~ Company Specific Discounts ~

~ Multi Policy Discount (must be with same Company) ~